All NCMS Plan products meet the ACA minimum value and minimum essential coverage requirement.
Plan Year 2024
For New and Renewing Groups with Coverage Effective Dates from January 1, 2024 to December 31, 2024.
To view the NCMS Plan’s 2024 Preview Meeting (October 26th, 2023) please click here.
The NCMS Plan offers a wide array of benefit plan options including PPO, HDHP, and High Performance Network (HPN) plan designs.
For side by side comparisons of our benefit plan offerings please access the Full Product Comparison Grid or High Performance Network Comparison Grid for the current plan year offerings.
(Plan Year 2023: Full Product Comparison Grid or High Performance Network Comparison Grid)
PPO Products
| PPO 1000-70 | Highlight | SBC |
| PPO 2000-80 | Highlight | SBC |
| PPO 1500-70 | Highlight | SBC |
| PPO 2500-80 | Highlight | SBC |
| PPO 2500-70 | Highlight | SBC |
| PPO 3500-80 | Highlight | SBC |
| PPO 3500-70 | Highlight | SBC |
| PPO 5000-60 | Highlight | SBC |
| PPO 2500-60 | Highlight | SBC |
| PPO 3500-60 | Highlight | SBC |
| PPO 4000-70 | Highlight | SBC |
| PPO 5000-70 | Highlight | SBC |
| PPO 7900-100 | Highlight | SBC |
| PPO 8550-100 | Highlight | SBC |
PPO 1-2-3 Products
| PPO 1-2-3 1500 | Highlight | SBC |
| PPO 1-2-3 2000 | Highlight | SBC |
| PPO 1-2-3 2500 | Highlight | SBC |
| PPO 1-2-3 3500 | Highlight | SBC |
| PPO 1-2-3 4000 | Highlight | SBC |
| PPO 1-2-3 5000 | Highlight | SBC |
| PPO 1-2-3 5000 (alternate Rx) | Highlight | SBC |
HDHP (HSA) Products
| HDHP 2700-80 | Highlight | SBC |
| HDHP 2700-100 | Highlight | SBC |
| HDHP 3500-100 | Highlight | SBC |
| HDHP 5000-100 | Highlight | SBC |
| HDHP 5500-70 | Highlight | SBC |
| HDHP 6350-100 | Highlight | SBC |
| HDHP 7000-100 | Highlight | SBC |
| HDHP 7500-100 | Highlight | SBC |
| HDHP 8050-100 | Highlight | SBC |
HPN Products
HDHP Offerings
PPO Offerings
| HPN 2500-80 | Highlight | SBC |
| HPN 2500-70 | Highlight | SBC |
| HPN 2500-60 | Highlight | SBC |
| HPN 3500-60 | Highlight | SBC |
| HPN 4000-70 | Highlight | SBC |
Telehealth Services through Teladoc:
Specialty Pharmacy Network Information including:
Health Savings Account (HSA) Information:
Mail Order Pharmacy through Amazon MedsYourWay
Enhanced HDHP Preventive Drug List
Plan Year 2023
PPO Products
| PPO 1000-70 | Highlight | SBC |
| PPO 2000-80 | Highlight | SBC |
| PPO 1500-70 | Highlight | SBC |
| PPO 2500-80 | Highlight | SBC |
| PPO 2500-70 | Highlight | SBC |
| PPO 2000-70 | Highlight | SBC |
| PPO 3500-80 | Highlight | SBC |
| PPO 3500-70 | Highlight | SBC |
| PPO 5000-60 | Highlight | SBC |
| PPO 2500-60 | Highlight | SBC |
| PPO 3500-60 | Highlight | SBC |
| PPO 4000-70 | Highlight | SBC |
| PPO 5000-70 | Highlight | SBC |
| PPO 6000-60 | Highlight | SBC |
| PPO 7900-100 | Highlight | SBC |
PPO 1-2-3 Products
| PPO 1-2-3 1500 | Highlight | SBC |
| PPO 1-2-3 2000 | Highlight | SBC |
| PPO 1-2-3 2500 | Highlight | SBC |
| PPO 1-2-3 3500 | Highlight | SBC |
| PPO 1-2-3 4000 | Highlight | SBC |
| PPO 1-2-3 5000 | Highlight | SBC |
| PPO 1-2-3 5000 (alternate Rx) | Highlight | SBC |
HDHP (HSA) Products
| HDHP 2700-80 | Highlight | SBC |
| HDHP 2700-100 | Highlight | SBC |
| HDHP 3500-70 | Highlight | SBC |
| HDHP 3500-100 | Highlight | SBC |
| HDHP 5000-100 | Highlight | SBC |
| HDHP 5500-70 | Highlight | SBC |
| HDHP 6350-100 | Highlight | SBC |
| HDHP 7000-100 | Highlight | SBC |
| HDHP 7500-100 | Highlight | SBC |
HPN Products
HDHP Offerings
PPO Offerings
Plan Year 2022
PPO Products
| PPO 1000-70 | Highlight | SBC |
| PPO 2000-80 | Highlight | SBC |
| PPO 1500-70 | Highlight | SBC |
| PPO 2500-80 | Highlight | SBC |
| PPO 2500-70 | Highlight | SBC |
| PPO 2000-70 | Highlight | SBC |
| PPO 3500-80 | Highlight | SBC |
| PPO 3500-70 | Highlight | SBC |
| PPO 5000-60 | Highlight | SBC |
| PPO 2500-60 | Highlight | SBC |
| PPO 3500-60 | Highlight | SBC |
| PPO 4000-70 | Highlight | SBC |
| PPO 5000-70 | Highlight | SBC |
| PPO 6000-60 | Highlight | SBC |
| PPO 7900-100 | Highlight | SBC |
PPO 1-2-3 Products
HDHP (HSA) Products
| HDHP 2700-80 | Highlight | SBC |
| HDHP 2700-100 | Highlight | SBC |
| HDHP 3500-70 | Highlight | SBC |
| HDHP 3500-100 | Highlight | SBC |
| HDHP 5000-100 | Highlight | SBC |
| HDHP 5500-70 | Highlight | SBC |
| HDHP 6350-100 | Highlight | SBC |
| HDHP 7000-100 | Highlight | SBC |
| HDHP 8550-100 | Highlight | SBC |
HPN Products
HDHP Offerings
PPO Offerings